Who They Are
Academy Bank is a nationwide financial institution committed to delivering fast, easy, and personal service to both consumers and businesses. With $2.9 billion in assets, $2.4 billion in deposits, and a network of 78 locations supported by more than 780 associates, Academy Bank has established itself as a stable, service-oriented partner for clients across multiple states—including Arizona, Colorado, Arkansas, Kansas, and Missouri.
Recognized among America’s Most Innovative Companies (2025), Academy Bank continues to modernize its offerings while maintaining a relationship-driven culture that advisors can rely on
Why Choose Academy Bank
Academy Bank brings a unique value proposition to the RIA ecosystem—designed specifically to support independent advisors without competing with them.
RIA Friendly: Academy Bank does not offer Trust or Wealth Management services, ensuring zero channel conflict for advisors.
RIA Financing: The bank has actively supported RIA mergers, acquisitions, buy-ins, and succession planning since 2022— funding more than $50 million in loans to RIAs to date.
Market-Leading Experts: Their dedicated banking team understands the RIA industry and works closely with advisory firms to help them scale their businesses.
Financial Snapshot
Academy Bank’s financial stability reflects its long-standing commitment to disciplined growth and operational strength.
Total Assets: $2.9B Total Deposits: $2.4B Total Loans: $2.3B Capital Ratio: 13.16% Locations: 78 Associates: 780
This strong financial foundation supports a full suite of commercial, consumer, and small business lending services—reinforced by modern digital banking channels, video bankers, Walmart in-store branches, Academy Express locations, and Smart ATMs.
Why We Partner with Academy Bank
Fispoke chose Academy Bank for their deep commitment to the RIA channel and their proven track record of supporting firms as they grow. Their focus on advisor financing—without offering competing wealth services—makes them a trusted, conflict-free partner for independent RIAs pursuing expansion, succession plans, or strategic acquisition opportunities.
Their financial strength, operational reach, and advisor-centric mindset ensure that Fispoke users have access to a reliable lending partner who understands the unique needs of today’s advisory community.