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Who They Are

Sage Home Loans is a direct digital mortgage lender headquartered in Fort Mill, South Carolina. With a mission to simplify the mortgage process, Sage has helped more than 18,000 borrowers secure home financing—representing over $5.5 billion in funded loan volume.

Their approach centers on clarity, transparency, and speed. By streamlining every step of the mortgage journey, Sage has become a leader in delivering a smoother, more efficient lending experience for today’s borrowers.

Why Choose Sage Home Loans?

Sage stands out in the mortgage market through its commitment to competitive pricing and a digitally optimized borrower experience.

Industry-Leading Rates: Sage consistently offers rates below the industry average, including both OB (Optimal Blue Rate) and Freddie Mac benchmarks (FHLMC).

Digital Efficiency: Their technology-enabled workflow supports faster closings, smoother underwriting, and a more seamless client journey.

Client-Centric Approach: Every decision prioritizes borrower experience, resulting in higher satisfaction and more successful outcomes.

What Sets Sage Apart

Proven Scale & Track Record: Over 18,000 borrowers served and $5.5B+ in funded loan volume.

Built for Modern Borrowers: A lending model designed specifically for today’s expectations around speed, clarity, and convenience.​

​Advisor-Friendly Execution: A process that aligns cleanly with financial planning conversations, reducing friction during major life decisions.

Why We Partner With Sage Home Loans

Fispoke chose Sage because their modern, streamlined lending model perfectly complements the planning conversations advisors have with clients around home purchases, refinancing, and home equity needs.

Sage’s commitment to competitive pricing, digital efficiency, and borrower experience ensures that advisors can guide clients through major real estate decisions with confidence—and without unnecessary friction.

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