Cash Management
High Yield Savings
Unlock competitive, high-yield returns on cash without sacrificing accessibility. Fispoke’s platform automatically allocates funds to maximize yield opportunities while maintaining daily liquidity.
Manage Cash as an Asset Class
Treat cash with the same intention as every other asset. Fispoke empowers advisors to integrate cash into portfolio strategy, optimizing liquidity and yield while maintaining full transparency and control.
Extended FDIC Protection
Safeguard client deposits through a network of FDIC-insured banks. Extended coverage well beyond standard limits provides peace of mind and institutional-grade security for large cash balances.
Optimize Client Cash Holdings as a Fiduciary
Position cash management as part of your fiduciary responsibility. Streamline idle balances, enhance performance consistency, and ensure every client dollar is purposefully allocated in alignment with their goals.
High Yield Savings
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Highly Competitive Annual Percentage Yields (APYs), up to 3.56 % APY (as of 12/17/2025)
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$15.25M Extended FDIC insurance per tax identification number (TIN)
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No minimum balance required to open an account
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Interest accrues on all balances—no minimum threshold necessary
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Complimentary linking to external financial institutions for seamless transfers